I’m James Stafford — a licensed mortgage broker serving Livermore, the Tri-Valley, and the entire SF Bay Area since 2012.

I specialize in loan scenarios that banks and big lenders struggle with — self-employed borrowers, jumbo purchases with 10% down, and complex income situations. If you’ve been told no, call me.

One person. Direct access. I answer my phone.

James Stafford | NMLS# 1239882 | CA BRE# 01913486

Broker: United Lending Partners | NMLS# 168352

925-787-1744 — call or text